Abstract
Flooding significantly impacts livelihoods, poverty, and human populations. This study assessed flood vulnerability among smallholder farmers in Niger State, Nigeria. Specifically quantifying flood vulnerability at the farmer level and identifying vulnerability levels across three zones. The study employed Principal Component Analysis, Multiple Correspondence Analysis, and the Farmers\\' Vulnerability Index to analyzed data collected from 350 smallholder farmers across three zones in Niger State, with post-estimation tests conducted to confirm result reliability. Key findings revealed significant variations in vulnerability levels across zones, with Zone A exhibiting the highest vulnerability (Farmers\\' Vulnerability Index (FaVI): 0.914), followed by Zone C (FaVI: 0.646), while Zone B showed notably lower vulnerability (FaVI: 0.174). The vulnerability patterns were primarily influenced by exposure and sensitivity levels, with Zone A showing the highest exposure (0.829) and sensitivity (0.341) to flooding, while Zone B demonstrated superior adaptive capacity (0.490). Largely, 63.71% of farmers fell into the high vulnerability class, while 36.29% showed lower vulnerability levels. These findings highlight the heterogeneous nature of flood risks and adaptive capacities within the state. The study recommends improving drainage systems, constructing flood barriers, and providing subsidized fertilizers and NGO relief in vulnerable zones, while maintaining effective practices in resilient areas to enhance agricultural resilience.