Journal of Prospective Researches

This study aimed to know the impact of financial inclusion on the general index of the Iraq Stock Exchange, using quarterly data for the period 2005-2023, and the autoregressive model for distributed lags was relied upon, and a number of conclusions were reached, the most important of which is the existence of a joint integration relationship between the variables of financial inclusion and the general index of the Iraq Stock Exchange, as well as the existence of a direct effect of financial inclusion indicators (number of payment points, banking density and banking spread) on the general index of the Iraq Stock Exchange. The research concluded with a set of recommendations, the most important of which is seeking to achieve financial inclusion in the best possible way through the cooperation of all ministries and linking them via the Internet, in addition to obligating banks and financial institutions to establish specialized departments for financial inclusion and electronic payment.

In the Name of Allah, the Most Gracious, the Most Merciful. Praise be to Allah, Lord of the Worlds, and peace and blessings be upon our Prophet Muhammad (peace and blessings be upon him and his family), his chosen companions, and those who follow them until the Day of Judgment. This study highlights that Islam, as the divine religion, is the only system that has placed women in their rightful position and granted them full rights, rights that had been denied to them in pre-Islamic societies and even in many post-Islamic ones. The research emphasizes that the concept of hijab is a religious obligation in Islam and asserts that personal freedom is guaranteed and encouraged within Islamic teachings. However, such freedoms are bound by the limits set by Islamic law, as stated in the Qur'an: “It is not for a believing man or a believing woman, when Allah and His Messenger have decided a matter, that they should [thereafter] have any choice about their affair. And whoever disobeys Allah and His Messenger has certainly strayed into clear error.” (Surah Al-Ahzab: 36), Those who choose Islam as their faith accept servitude to Allah, abiding by His commands and respecting His boundaries. The study underscores that hijab is essential for women to preserve their dignity and fulfill their role in society. It concludes that Western nations, despite their claims to uphold personal freedoms, contradict their own principles by imposing restrictions on Muslim women living in these countries, denying them the right to adhere to their religious beliefs and practices.

The research aims to explore the potential of employing Information and Communication Technology (ICT) and its impact on workplace burnout by reviewing studies addressing these two domains and examining their theoretical and practical findings. The study seeks to address the primary question of whether there is a correlation or causal relationship between the independent variable (ICT) and the dependent variable (workplace burnout). To achieve practical results, the study relied on a primary research tool, a questionnaire, distributed to a sample of faculty members at the College of Education for Human Sciences, University of Mosul. Data analysis and hypothesis testing focused on both correlation and causation relationships. Key findings revealed no correlation between the independent variable (ICT) and the dimensions of emotional exhaustion and depersonalization (aspects of workplace burnout). However, a positive correlation was identified between ICT and the personal accomplishment dimension of workplace burnout. Additionally, the study found no causal relationship between the variables, attributed to other factors not included in the research scope. Based on these findings, the study proposed recommendations, including the importance of engaging faculty and staff in decision-making processes, consulting them on achieving their goals, and addressing workplace burnout dimensions due to its significant implications on performance and the negative effects it may have on faculty and staff roles.

This study aims to analyze the role that IT capabilities play in private banks to enhance digital banking services provided to customers in a competitive banking environment. The research adopts a descriptive-analytical approach، formulating a set of hypotheses to test the relationship and impact between IT capabilities and the offered digital banking services. Data were collected through a questionnaire distributed to a sample of senior management leaders in selected private banks in Nineveh Governorate، given their pivotal role in shaping strategies at the executive level، in addition to employees working in the IT departments of these banks. The study concluded that there is a strong correlation between IT capabilities and digital banking services in the banks under investigation.

The research aims to shed light on artificial intelligence (AI) technology and its application in administrative tasks, particularly in decision-making. To achieve this, a questionnaire was designed consisting of 30 questions addressing the most common and influential aspects of AI on administrative decisions, using a five-point Likert scale. The study revealed a significant correlation between AI and administrative decision-making. Additionally, it found that this relationship varies depending on the decisions of each administrative department. This indicates that AI contributes to enhancing the efficiency of decision-making and assists managers in improving their decisions.

The research aims to explore the reality of the dimensions of organizational memory, represented by administrative memory, cultural memory, and technological memory, and to address the challenges faced by the Vocational Education Department. The main question posed is: What is the level of availability of organizational memory dimensions in the studied organization according to the perceptions of the research sample? The research population consisted of 68 employees in the Vocational Education Department. To achieve the research objectives, a questionnaire was used for data collection. A total of 68 forms were distributed, and 63 valid responses were analyzed. The research adopted a descriptive-analytical methodology and utilized various statistical methods, including frequencies, percentages, means, and standard deviations, using SPSS V26 software. Based on the description and diagnosis of the research dimensions, the study tested the influence relationships among these dimensions according to the research's hypothetical framework. The key findings revealed no significant variation among the dimensions of organizational memory in the Vocational Education Department. Among the most important recommendations, the research emphasized the necessity of focusing on the dimensions of organizational memory within the Vocational Education Department. The findings highlighted the variation in these dimensions. Therefore, if the organization aims to achieve excellence and innovation in its performance and fully benefit from organizational memory for all stakeholders, it must develop programs and policies that prioritize fostering creativity in organizational memory and implementing its principles.

The research aims to assess the reality of university students' knowledge of first aid and their skill levels, especially in light of the conditions that society experienced during the COVID-19 crisis. It is evident that everyone now needs to know how to handle health emergencies for themselves or their relatives. The researchers pose questions such as: What is the level of students' knowledge of first aid and the methods of providing it? Are there statistically significant differences in students' knowledge of first aid attributable to the research's demographic variables? The researchers employed the descriptive statistical method, as it aligns with the research's objectives. The research population included university students in Mosul, both from public universities (University of Mosul and Nineveh University) and private universities (Al-Hadba University and Al-Noor University), covering humanities, sciences, and medical disciplines. The number of valid responses from the questionnaire was 3,120 students. The questionnaire consisted of three main sections: general knowledge, understanding of the human body, and dealing with injuries. The research concluded with findings and recommendations for each section of the questionnaire.