magazine of college Administration&Economics for economic & administration & financial studies

The research aims to extrapolate the nature of domestic credit in Iraq, focusing on the period 2011/2014, and is trying to focus on the foundation and is the focus of the study indicating inter effects on economic activity and overall well-being of the population variables.
Find and stems from the premise that the credit changes in Iraq did not have a clear role by virtue of the reality of the banks and the nature of their work is still being constrained by a number of economic and political nature of the restrictions.
In order to reach the goal of research and verification of the hypothesis it has been divided on the three sections, interested in the first part, the concept of domestic credit and its dimensions and his globally and regionally, while the second section has been placed in a statement of the nature of domestic credit in Iraq in terms of indicators basic, came third section domestic credit study in Iraq, where the statement of the expected effects of the economic variables.

The research on the basic hypothesis (that determines the performance of companies if the companies are bankrupt or non-bankrupt), divided into sub-hypotheses are:
The performance of organizations and efficiency of administration affect the bankruptcy of business organizations, and characterizes the model used bankrupt business organizations and other non-bankrupt two years before the bankruptcy.
The research aims to study the performance of companies (sample) through a combination of financial ratios in the balance sheet and income detection, to determine if the company's activity leads to financial failure and bankruptcy or the company's prosperity.
Companies are facing problems and difficulties affecting the economic activities, may lead to financial failure that leads to a decline in the company's revenues and sagging operations productivity and lack of market share, which results in difficulty in measuring economic performance has, and the weakness of Directors' follow-up to predict financial failure and economic performance to see the success or the bankruptcy of companies through its inability to pay its financial obligations at maturity.

This study aims to understand the role of construction sector in Palestine. The construction sector is one of the leading sectors in the Palestinian economy, which plays an essential role in economic growth, value added and employment with the highest wage average. It can enhance investment, effective demand and includes high potential demand. On the other side, this sector suffers from a structural distortion and problem as a results of the long term dependency to the Israeli economy, wrong policies, real estate speculation and land confiscation. In addition, high population growth rate, political instability and increased labor service exports caused a high prices and speculation in this sector. We measure the sector impact on growth in the Palestinian economy. We use each gross fixed capital formation (GFCF), total labor, labor in construction sector as percentage to total labor and finally construction as percentage to GFCF, as independent variables, and the gross domestic product as dependent variable. We proof our hypothesis that there is a positive relationship between labor and capital in construction sector and economic growth in Palestine. In addition, our results show that the Palestinian economy and construction sector are labor intensive.

The study aimed to assess the Abu Dhabi University of experience in managing diversity, through a poll views teaching body belonging to a program specializing in human resources management and financial management of the University in Al Ain. Results of the study have confirmed the existence of a relationship between two variables and good use of biological diversity, as the value of coefficient of correlation (Person) (0.473) amounted to sign by (20.00), a statistically significant level (0.01). Also confirmed the presence of a strong correlation between the two variables of application diversity and good diversity management policies, as the value of correlation coefficient relationship (Person) (0.134) amounted to sign by (0.403), a statistically significant level (0.01). Also showed no statistically significant differences between the mean scores of the views of faculty members toward diversity among respondents management depending on the variable (age, sex, nationality, specialty, qualification, degree). The study recommended that the university continues to develop and implement strategies, policies, toward equality, justice and non-discrimination in dealing with employees, the form in which they can reap many of the fruits, and earned cohesion and trust between them and their employees, and they can also bring added values.

The purpose of this research is to investigate the relationship between organizational aging and dysfunctional behavior in the Iraqi private banks. The importance of research includes rare of studies that investigated the relationships between variables (organizational aging, dysfunctional behavior). Furthermore, there is a realistic problem, which has a significant effect on private banking sector in Iraq. relying on stratified random sampling, if were distributed (213) questionnaire to the staff of the Iraqi private banks in the central region and specifically in the five provinces of (Najaf, Karbala, Babylon, Qadisiyah and Muthanna). The number of questionnaires recovered (166) questionnaire, while valid for statistical analysis were (159) questionnaire and the response rate (75%),were analyzed mediated Advanced statistical program AMOS v.20, and SPSS v.20 program. The theoretical results show the knowledge gap related to identification the nature of the relationships between the variables of organizational aging and dysfunctional behavior in organizations in general and in private banks in particular. The practical results show of affect relationship between research variables. The direct relationship between organizational aging and dysfunctional behavior.

The problematic financing for development and rebuilding what was destroyed by wars infrastructure and the duration of the siege and bridge the underdevelopment gap which is problematic real emerged as a result of declining real income and low savings throughout the past period, causing a lack of domestic investment and the reluctance of foreign investors from entering into the country as a result of the lack of security and safety is known Capital is characterized by cowardice and thus to the reluctance of international banks to lend addition, the magnitude of the debt of Foreign Affairs of Iraq and the subsequent debt service and compensation in addition to that most of Iraq's annual budget allocations go 60% operating expense compared to 30% of investment allocations of a proportion that does not meet the huge burdens and building a country like Iraq, and so the study of impediments to foreign investment and analytical study of deep ultraviolet rays diagnosed depth of the problem.
The research hypothesis Released that foreign investment-oriented important economic sectors lead to the development of those sectors and the foreign direct investment directed towards the oil sector leads to the result to increase the financial resources and the promotion of public revenues of the state, which is reflected positively on the economic development and reconstruction process in Iraq.

Abstract
The touristic development has an increasing importance because of its vital and prominent role that plays in the growth of economics for most of the countries. The touristic development is considered as an essential element among the elements of the economical activity. It results into several economical environmental architectural and political affects that farm the goal of tourism. Babylon governorate is well known by its ancient civilization as tourist wealth Paying Attention to this wealth and making use it correctly leads to make Babylon governorate play an effective role in the development of Iraq tourism.