magazine of college Administration&Economics for economic & administration & financial studies

Analysis of the Banks’ Ability to Meet the Investment Law Operating In the Kurdistan Region of Iraq
This study aims to determine the ability banks operating in the Kurdistan region of Iraq to fulfill the requirements of Mega projects that was completed after the issuance of the investment law, as it consists study population consisted of managers and heads of departments in the government and private banks operating in Kurdistan region as sample for the study which were selected randomly in three provinces in the region and the number of questionnaires distributed to a sample study are 95 questionnaires while we were receiving 82 questionnaires valid for analysis at a rate of 86% of the study population. Then the researchers used statistical methods (Minitab) to achieve the goals of research. the most important findings of the researchers that the banks is unable to catch up with the minimum requirements of the new investments in Kurdistan region in all sectors to not possess capital sufficient to finance projects, the most Important recommendations reached by the researchers is to increase the paid up capital and number of shareholders for each bank individually, and carry out mergers to increase the type and

Developing the agencies of the government administration has become serious to meet the needs of facing the different kinds of challenges. The development is supposed to keep pace with changes and improve the management of state resources and interact with citizens in order to provide excellent services to them so as to keep on developing. This research aims at shedding some light on the importance of the administrative reform in strengthen the efforts of sustainable overall development and presenting the proposals that ensure the development and reform of the government agencies as a starting point to promote and support the sustainable development efforts.

The study comprehend the territorial surrounding area of Sooq- Al-Shiuok in Thi-Qaar Governorate lies in south of Iraq. This government consist of five cities are (Sooq-Al-Shiuok, Al-Nasiria, Al-Rifaee, Al-Shatra, and Al-Chibaish). This city consist of four suburbs are (Al-Fadliah, Al-Ugaga, Al-ttar, and Garmat BaniSaeed). Its borders from the south with Al-Chibaish city, andfrom the north with Al-Nasiria (Center of administrative and services of Governorate), and from he east Al-Ahwaar area, and from the west Al;-Muthana Governorate which enjoys by a desert nature.
After studying the tourism activities in the south of Iraq by helping (GIS) system, reaching to each work chance in the field, serves (2,5) tourism clinic and provides (3) variable work chances, and prospect depending on helping rate reach (5%) to 2007 (for this governorate). Tourism activity to study area provides (4800) work chance (original and dependents). The achieved income will help (17090) persons with average (2140) Family.
The dependant rates upwards by assumption of developing tourism activity level in governorate before 2011 and maximize the role of private field (public) in Helping tourism activity .
We are able to dived work chances which developed from this developed from this development to three main kinds are:
• Work chances inside tourism institutions for study are (hotels, tourism villages).
• Work chances to serves tourist directly (restaurants, commercial shops, transformation means).
• Work chances to serve tourist indirectly (goods, food materials).
الخلاصة :

This research aims to investigate the effect of the information's technology to get about Accounting Information possessor of high quality for assisting the management in rational decisions because the more then not taking care of creation action forms original to presentation the information corollary to suitable decisions to rectification performance.
The research used question air as main instrument to collect data as well as personal interview. Some statistical indicators were used in selecting hypothesis represented in mathematical medium standard deviation, and collaboration to explain the influence of future change in the variable. and already the research to reach to issue of recommendations to be consolidate used information's technology to having the information corollary to suitable decisions to rectification performance.

The subject of the independence of the central bank from the government is one of the topics that are of great importance in the economic studies, especially after repeated financial and economic crises that plaguing many parts of the world, where such independency is an essential pillar in the process of achieving economic stability. The independence of the Central Bank of Iraq which is guaranteed by its new law, which is really represented a historical era that country suffered from and still suffering from it yet, and legacy of problems of inflation , unemployment and foreign debt left by the former regime on the shoulders of the national economy, which doubled the importance of making the central bank independent from the power Executive in accordance with the provisions of its law in force. However, the new attempt to dominate the central bank and exceeded its law in force raised fears of a government takeover of monetary institution and guide monetary policy.

Occupies Islamic banks have a privileged position in the banking system, particularly in Iraq, which disease enters the areas of large investment and new economic openness and entry to the economic and financial organizations large international and increase awareness of the sons Almojtmg All this is reflected in the increase in the number of Islamic banks and the diversity of services offered and their enjoyment in practice of banking in line with the provisions of Islamic Sharia law and thus get his clients the benefits of revenue or free of usury and acceptable in terms of Islamic law. The adoption of these banks on the internal and external sources to be employed in the areas of investment matching with the provisions of Islamic Sharia law and in order to achieve its returns Mazmona in a few areas of risk and this is measured through indicators investment growth, which is the foundation for achieving the returns.