Journal Of Al-Imam University Collage

A balloon loan is when you agree to make a large one-time payment to the institution or person who lent you money at the end of the loan term. Here, the lender will be required to pay interest on only a small portion of the principal because he is required to make a large one-time payment at the end of the loan. Since he pays a large portion of the loan at the end of the loan, this reduces your monthly payments. Depending on the length of the loan term and other factors, the payment can be as much as half of the total loan amount. Essentially, a balloon loan payment agreement provides lenders with the opportunity to significantly reduce your monthly payments. If your circumstances change (such as moving to another job with a higher salary), lenders may allow you to change the amount of your balloon loan payment, which in turn will change the monthly payment numbers you make.

There are some international obligations and conditions imposed by international law and on its persons, in order to maintain international peace and security, and when a state violates its international obligations, it is subject to international responsibility, and for the harm caused to its interests by the affected state as a result of this action, by repairing the damage that it caused. By the offending state, by restoring the situation to what it was, financial compensation, or satisfaction, and sometimes repair is made using more than one means depending on the circumstances and nature of the damages to be repaired.

Research dealt with the role of statistical information in supporting and making foreign political decision-making, through three sections. In the first section, the nature and nature of statistical data was clarified. In the second section, we talked about the process of foreign political decision-making, its importance, and its stages. In the third section, we discussed the nature of the relationship between statistical information. The external political decision, and the role of statistical data in the stages of the external political decision-making process. At the conclusion of the research, we concluded that statistical information has a role and impact in all stages of foreign political decision-making

This study aimed to know the level of impact of media awareness of institution managers on the productive management of institutions and the Department of Labor and Training in Baghdad. The descriptive analytical approach was relied upon, and the SPSS 25 statistical analysis program was used to analyze the data to test the validity of the hypotheses. The questionnaire was distributed to (300) research sample, which includes some employees and managers in the Department of Labor and Training in Baghdad. The research reached the following results: There is a significant and positive impact of managers’ media awareness on the fruitful management of the institutions they manage. There is an understanding of the content of the media message among institutional managers at a high level. There is an understanding of the hidden goals of the media message among institutional managers at a high level. There is a conscious choice. The media message is perceived by the managers of institutions at a high level, and there is a critical view of the media message among the managers of institutions at a high level. Based on these results, the researcher presented a number of recommendations, the most prominent of which are: holding and supervising many specialized training courses in the field of media awareness and productive management, and working to increase interest in programs and seminars that aim to educate managers about media awareness. It is also necessary to work to motivate employees and those in charge of productive management matters by paying them generous rewards.

Praise be to God and prayers and peace be upon the Messenger of God, his family and all his companions And after: This is a summary of a research entitled (Fiqh issues in abrogated hadiths in Sunan Abi Dawood) After reviewing and consulting scholars, I have chosen this topic to research the fiqh issues and know their ruling and the most correct of them in the hadiths that Imam Abi Dawood said were abrogated, which are five hadiths. The research included an introduction and two chapters. The first chapter included a definition of abrogation in language and terminology and a statement of the importance of abrogation in Islamic law and the wisdom behind it and how to distinguish between the abrogating and the abrogated. The second chapter included the abrogating and abrogated hadiths of Abi Dawood and the fiqh issues in them, and a conclusion in which I mentioned the most important results and established the sources and references

Although teaching philosophy to children is an unusual activity and does not fall within the pedagogical tradition common in schools, according to Matthews, a young child can naturally engage in the practice of philosophical thinking, constructing an argument and formulating a question if there is someone to guide and help him with great care and caution. Children have the necessary ability, necessary qualifications, and sufficient preparation to engage in serious philosophical dialogues with adults, not only as recipients but also as parties and partners in the discussion. Matthews seeks, through his work, to enhance thinking and criticism skills and develop the philosophical questions included in children’s spontaneous comments on various topics, as well as to focus on exploring the philosophical aspect of children’s literature and introducing it.

"In the name of God, the most gracious, the most merciful" The title of the research (plurals in Surat Yaseen) is a grammatical study, and the research is based on an investigation of all nouns that appear in the plural form, an explanation of the type of plural, and a detailed parsing of the noun. The nature of the research required that it be divided into an introduction and three sections, which dealt with in the first section, the 2024 م ) 1446 ه ( , مجلة كلية الإمام الجامعة / العلوم الانسانية المجلد 1– العدد: 6 Journal of Al- Imam University College / Law - Administration - Islamic Sciences and Arabic Language Volume (1) – issue 6- 2024A.D.(1446 A.H) 126 definition of the plural. Language and terminology, and an explanation of the types of plurals, which include the sound masculine plural, the sound feminine plural, and the kasra plural. In it, I have provided the definition of the sound masculine plural, the conditions of the noun with which it is plural, and an explanation of its places in Surat Yasin, which is mentioned in (24) verse of the same surah. The second section was devoted to studying the sound feminine plural, clarifying the conditions of the noun with which it is plural, and identifying the places in which the plural occurs, which included only two places in the blessed Surah. As for the third section, I dealt with defining the plural of taksahir and studying its types (plural of few and plural of many) and determining its places. In Surat Yasin, it was mentioned in (34) place (22) in the plural form of few and (12) in the form of plural of many, and the conclusion of the research, and a list of sources and references that the researcher relied on in the study, and from God, success.

This study aims to find out the impact of awareness and strategic thinking in improving and developing investment decisions, according to the opinions of a sample of investors in the city of Erbil. Where the current study tries to answer the question that (Does awareness and strategic thinking of investors affect the improvement and development of the quality of investment decisions?) 2024 م ) 1446 ه ( , مجلة كلية ا لمام الجامعة / العلوم الانسانية المجلد 1– العدد: 6 Journal of Al- Imam University College / Law - Administration - Islamic Sciences and Arabic Language Volume (1) – issue 6- 2024A.D.(1446 A.H) 97 A hypothetical scheme was designed about the type of relationship between the two variables in the study, where the independent variable is represented by strategic awareness of its dimensions (systems thinking, reformulation and orientation towards learning), and the dependent variable represented by investment decisions with its dimensions (financial ability, perceived interest, knowledge and previous experiences). As well as testing the correlation and influence relations between them, and this study was relied on the descriptive analytical approach in the collection, analysis and interpretation of data through the use of the questionnaire, which included a number of paragraphs distributed according to the variables of the study and its dimensions, by 29 items, where they were distributed to a random sample of investors of (110) investors, and 82 questionnaires valid for analysis were retrieved, and two main hypotheses were tested in this study based on ready-made statistics Programs(Spss v.22 /Smart PLS v.3)Where the study reached a set of results and conclusions, the most important of which is the validity of the main hypothesis, which states (the existence of a significant correlation between strategic awareness and investment decisions, and this means that any modification or increase in the level of strategic awareness according to the sample surveyed will contribute to improving and increasing the level of efficiency of their investment decisions, and based on these conclusions the study provided a set of recommendations, including: Striving to provide a flexible and effective system that enhances the increase of knowledge of strategic awareness of investors, which contributes to raise the efficiency of their investment decisions.

The Arabian Gulf region is of great importance in the intellectual perceptions of the United States of America, as it is one of the most vital regions in the world and is characterized by a strategic and economic position that has directly affected the global economy. Therefore, the importance of the research is to understand the various dimensions that link the Arabian Gulf region to the policies of the United States and their impact on security and stability in the world, especially since the United States of America uses the Gulf region to influence global policies, including combating terrorism, especially after the events of September 11, 2001 AD. In addition, the United States’ vision of the Gulf region reflects its reactions and dealings with regional issues, including the (Israeli)-Palestinian conflict and confronting anti-Israel groups that are supported by Iran.

This research is entitled: (Imam Abu Ali bin Abi Musa Al-Hashemi (d. 428 AH) and his doctrinal views in the chapters on divinities and prophecies through his book Al-Irshad to Saabil Al-Rishad) and it included three sections that dealt with in the first section: faith, names, attributes, and vision, and Imam Abu Ali Al-Hashemi’s opinion on them. In the second section, I addressed: destiny and destiny and the opinion of Imam Abu Ali Al-Hashemi regarding them. In the third section, I addressed: issues of prophecy and the Companions and the opinion of Imam Abu Ali Al-Hashemi regarding them. I concluded this research with a conclusion that included the most important results that I reached in this research, and I followed it with the sources and references that I prepared. Her search.

There is no doubt that the effect of good faith on the stability of dealings is not denied, as the dominance of good faith negates the causes of anxiety arising from fear of fraud and deception. If we want to clarify this effect in a piece of legislation, we must look at the example of the society addressed by it, and the depth of the moral view and the extent of the penetration of the religious tendency in it, where the impression of the legislative formulation and its impact on these two factors appears clear, and this effect appears more clearly in the scope of application, as the needs of dealing at any time and place are to be done in an atmosphere of trust, stability and steadfastness, and achieving these matters is dependent on gathering certain characteristics, the most important of which is the soundness of the principles and ideals on which the legislative system is based.

The current research sought to know the impact of digital transformation requirements on the competitive response in Asiacell and Zain Telecom companies. In this research, the researcher used the descriptive analytical approach to achieve this goal. The study population was represented by (900) employees distributed among (500) employees in Asiacell and (400) employees in the Iraqi Zain Telecommunications Company, and a non-random (purposive) sample was drawn from them, amounting to (200) (196) in Asiacell and Zain Telecommunications Company, respectively, so that the study sample was (396) individuals, and the questionnaire was the main tool for collecting data. The questionnaire was the main tool for collecting data. The data was processed using the statistical program (SPSS) to prove the validity of the research hypotheses related to the effect and relationship between the two research variables, and the regression coefficient and correlation coefficient were used as statistical methods. The study found a significant impact of digital transformation requirements on the competitive response in the telecommunications companies in the research sample, which explains that the availability of digital transformation requirements enhances the competitive response of companies. The results of the research confirmed several conclusions, the most important of which is that the requirements of digital transformation of the business model of companies, especially telecommunications companies, affect the competitive response.