Muthanna Journal of Administrative and Economic Sciences

Credit activity, the most important activities provided by banks, which is more profitable and dangerous. Therefore, we conduct our study to examine the efficiency of credit risk management and linking it with the quality of credit portfolios in Jordanian Islamic banks during the last financial crises.
The result of this study shows remarkable efficiency from Islamic banks in Jordan in credit risk management, which reflected positively on performance index for the study sample, and sustain the role of Islamic banks in development in Jordan.

Banks are the heart of the country's economy vibrant Valnchat banking his significant contribution to the sustainability of the economic movement and strengthen its position economically through provided by such banks of banking services great contribute to the strengthening of investment and bring new investments, so the research problem lies in not updated accounting system unified specialized banks and three decades ago, so try researchers provide some suggestions for renovation and modernization of the system applied by standing on recent trends followed by banks in providing banking services have reached the researchers said achieving banks to expand and spread through the liberalization of banking services and financial help in maintaining the status banking and then enhance economic competitiveness, which in turn is reflected in the movement economic development of the country. The researchers recommends the adoption of the new Alasthaddathat of banking services is consistent with market trends and keep pace with the evolution in the global banking business.

There is no doubt that the strategy of pricing products occupies a distinguished place in the priorities of the administration and management strategies, as it is a key point

The current study focuses on two main Mnglleren organizational culture and the sharing of knowledge with an indication of the link and effect relationships among them. The study relied to reach the goal above the form questionnaire included the organizational culture independent variable dimensions of the three (trust, conflict intellectual orientation of creativity and risk sentiment) and the sharing of knowledge as a variable supported, included the study sample (70) faculty member in the College of Business and Economics and distributed them form questionnaire and retrieved (63) form, and after analyzing the results, it turns out there is a correlation and impact between the dimensions of organizational culture and the sharing of knowledge, as the study showed no statistically significant differences in the answers of the respondents with respect to jointly knowledge dating back to age or scientific title or the duration of the work the university , and the presence of statistically significant differences due to gender, the study also found that the ideological conflict of the most influential factors in the sharing of knowledge and came out inter alia the recommendations of the study with regard to the need to enhance awareness of the importance of knowledge sharing as well as providing a supportive environment for the confidence and the trend towards creativity.

The Research reach to lineaments exploration the Psychological capital for " in its dimensions (Self efficacy, Optimism, Hope and Resiliency) , and its impact on The dependable variable the employees engagement " in its elements (Vigor, Dedication , and Absorption) . According to the preceding the research adopted a program , complete ,descriptive and analysis , for study variables , the questionnaire user as a basic tool for data collect , formation sample study form(52) individual represents (in the College of Administration and Economics and use many tools statistics as Standards deviation, Means, Coefficient of Variation, correlations , and ANOVA , in assistance the ready program (SPSS var.20) . The study find to being correlation and impact for Psychological capital on high employees engagement and introduce numeral from recommendations .

This research study the impact of transport costs in the selection of University’s location proposed in Dhi Qar province, as there are numbers of alternatives represented in 18 cities. Through the adoption of the way the center of gravity in location selection and by relying on the transportation costs for students prices of local districts and the areas of the conservative direction of the location chosen and by relying on the number of students in grades ended secondary schools within the borders of the province, depending on the distance of paved roads between cities, and transport fares cars represented small and medium buses were arranged alternatives of the least expensive towards the most expensive, The Nasiriyah city was least cost of transport, followed by Garraf city and then Shatrah city and the last alternative is Chabaish city includes the high cost of transport.

The most prominent of economic and social underdevelopment is the weakness of the material possibilities and the low level of human The most prominent of economic and social underdevelopment is the weakness of the material possibilities and the low level of human potential necessary to bring about development and Investment in education key requirement for achieving economic and social development , the attention to the human capacity composition through education and training in order to acquire the skills needed to participate in the development process .
Therefore , the education importance in the making of civilization and building human , whereas the education sector should given great interest and be shift large in the process of education in terms of developing the foundations of the launch of the educational renaissance with data and results both in terms of expanding the qualitative or quantitative , or in terms of the interaction of the activities of institutions of formal and non- regulars education with the requirements of social and economic development , the importance of research highlights in showing the role of investment in education in the formation of human capital as well as , the review of the education strategy in Iraq and ways to achieve sustainable development .
potential necessary to bring about development and Investment in education key requirement for achieving economic and social development , the attention to the human capacity composition through education and training in order to acquire the skills needed to participate in the development process .
Therefore , the education importance in the making of civilization and building human , whereas the education sector should given great interest and be shift large in the process of education in terms of developing the foundations of the launch of the educational renaissance with data and results both in terms of expanding the qualitative or quantitative , or in terms of the interaction of the activities of institutions of formal and non- regulars education with the requirements of social and economic development , the importance of research highlights in showing the role of investment in education in the formation of human capital as well as , the review of the education strategy in Iraq and ways to achieve sustainable development .

The present research realize the disruption of the reciprocal relations between the firm and there different partners , in the circle of the social responsibility by the disruption of those relations and those intern_ relations influencing the firm in positive or negative results ; the dominant hypothesis conclude that any part of those partners specify their reactions for the activity of the firm by the calculi of there interests and constraints , this operation precise after that the reciprocal contracts of the common realizations , and the future strategies in this general environment .

The world economic has witnessed in the last three decades a kind of transformation and economic change with comprise of all the aspects specially the economic one. Most of the countries have changed from Capitalism to the policy of trade openness, joining world trade Organization, making trade contracts, and trade cartel. The trade openness causes the improvement of the elements of the production in some countries making them able to reach the highest level of the economic growth. Most of the countries specially these which are subjected to the research Malaysia, southern Korea and Indonesia continuous development and high living level the Experience of these countries which deserve contemplation has many meanings that can be taking by Undeveloped countries in general and more specifically by Iraq as sample to get rid of the primitiveness and dependence. The sample countries have adopted the policy of trade openness to reach the level of the progressed countries throw relying mainly on the role of the external sector in fulfilling the hope of such development.
Through the last to decade the situations have change from countries totally depend on the exports of some agricultural row material to countries exporting industrial goods.