Kerbala International Journal of Management and Economics

This study dealt with identify the steps the creating of adigidital risk management to
counteract the incidental findings that a company the use of inFormation technology
, which requires an in tegreted a pproach to risk management based on anumber of
international standards organization ( ISO ) For security and privacy of information
and best known standard 27005 For 2011 , also the aim of the study identify the
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policies Availability and procedures For information security ( administrative
discpling , technical and risk management ) in the inFormation security system was
applied in Iraqi banks ( study population) on as ample of ( 40 ) persons , the study
had reached for the following .
1 – The study sample agreed to lack of specialized management with security risk
management in lraqi banks ( study community ) and to alesser extent than the
average level .
2 –The study sample agreed that blanks apply management protection policies of
management information security system higher than the average level .
3- The study sample agreed that banks follow mang of the policies and procedures
techrical protection in the information security system .
4- The study sample agreed to occurrence risk information security system
frequently as a result of lock experience , aware ness and training more than once
may a week to once month .
5- The study sample agreed to the presence of some risks that maybe at least
once day , such as tampering with or destruction of data , unauthorized access from
outside the organization and entry of viruses in the system information security .
6- The study reached aset of recommendations perhaps the most not able creating
in digital risk management to achieve integration and support among all the
associated management units , As Iraqi banks face risks and threats to security of
its information system ( risk management policy)

The research aims to identify the role of technical colleges and the importance of the labor market ,And its role in economic and social development process , also targeted search mainly determine the nature and form of the relationship between the technical colleges business organizations and how they can strengthen and develop this relationship to contribute effectively to the achievement of quality technical education . To achieve the objectives Find the researchers relied on the style of induction and economi analysis and quantitative method in dealing search through as much as possible from the available data collection and related research , and to achieve the objectives of research in the field has been a questionnaire form design based on the theoretical side was distributed to the technical college graduates in Basra workers in sectors public and private, The number of forms ( 200 ) form and was valid forms of analysis (150 ) and by ( 75% ) The research results showed that the technical colleges vital important role in the development process , and gave researchers a set of recommendations which are to strengthen the relationship between technical colleges outputs and the needs of the market the work.

Abstract: The process of KNOWLEDGE SHARING is concidered stone of the management of knowledge. Knowledge is increasing and grow while being deployed and utilized and subjected to the process of share knowledge for many factors that may be paid or prevent people from publishing their explicit knowledge or implied ,this research studies impact of Organizational Prestige, which is one of the subjects modern management and that researchers still survey research and the KNOWLEDGE SHARING process of teaching staff have been chosen in the al-furat al-awsat Technical University community to search. In order to prove the validity of the research hypotheses the researchers prepared a questionnaire that distributed to 122 teaching and was recovered
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only 107 of them were excluded eight of them being invalid and the remaining 99 questionaire, Find out a set of conclusions, including the emergence of and positively accepted for members of sample research at the university aboute provide paragraphs Organizational Prestige. This means that their awareness the importance of university in society and their importance and their awareness of the possibility of maximizing the individual status of the people by contributing to expand the educational institution status, and the most important recommendations of the Search cognitive skills development among faculty by involving them in seminars, conferences and courses in order to access to developmental experiences and knowledge that will enable them to KNOWLEDGE SHARING and promote creative activities of their
ا

Iraq's economy is suffering from multiple structural imbalances due to
many reasons, including its dependence on the oil sector in addition to the
weakness and lack of coordination between economic policies and the dominance of
the public sector, which suffers from a failure of management methods and the
spread of financial and administrative corruption, and so there were many problems
and widened the structural imbalances in all sectors of the economy compared to
increased reliance on oil revenues.

Iraq's economy is experiencing a significant reduction in the total productivity which is leading to losing its competitiveness and making it unable to achieve sustainable economic growth. The reduction in the total productivity is causing a growing dependency on the exports of crude oil revenues. As improving the total productivity level is a necessary requirement for improving the efficiency of the economic performance, the International Bank and the International Monetary Fund see that the total productivity is the essential source of economic growth and social welfare. This research focuses on the significant role of the total productivity in improving the performance of the economy in Iraq, particularly in the long term. The research aims to study the current status of total productivity in Iraq and the requirements for advancement assuming that the state in Iraq could play an essential and decisive role in the process of upgrading the total productivity.

Abstract:
Tourism sector considers one of the important sector which get great interesting during little decades ago, so it forms resource of total development and contributed in raising the average of economic growth. The tourism begins occupy important level in the global economy through its rapid growth. It records price index and extraordinary growth. Also this research aims to study and analysis the effect of tourism sector through explanation the relationship among tourism revenues in fixed prices for 2005, general domestic production in fixed prices in the same year, and the real active exchange which express about external competitive by using Johansson- Julio’s approach of co-integration, error correction model and Granger approach of causality in order to set the relationship among the variables and so revealing the alternative effect among them. Afterward the model refers to existence equilibrium relations in long run beside the relation in short run between the general domestic production and tourism revenues. Finally according to the results of test

the conclusion refers to the important role of the tourism sector in supporting economic growth in both of Spain and Greece.

Abstract:
The Technology transfer and receivable it in Iraq Considered very important case because the new progresses that achieve in global economy as a result of scientific and technology revolution. Where become the technology factor is most important among factors of production, and the technology become determined mainly the economic growth.
The technology transfer must be taken in considered the (TRIPs) trade related intellectual property rights agreement, this agreement is one of many agreement of (WTO) World Trade Organization.

The international economy today face Multi challenges which is un know in the previous time. The most Important of this challenges is the economic crisis, which is face the advance nations, and after that affect the development nations, so this crisis destroy the economies of the development nations through some years coming.
The advance nations to attend Multitude crisis, the Finial, is the crisis of 2008, which is spread over all advance nations, and after that, affect all the development nations.
So that this research become to discuss the nature of economic crisis, and the style of manage the Macro economic variables through the break of economic crisis.
By that means, this research focus on the nature of economic management and its role to treat the effect of economic crisis.


So, this

The Maize crop is considered as one of the main crops in Iraq , and consumes directly or indirectly and used as animal feed mainly , The aim of this study is to examine the production function was estimated of local seeds and hybrid by using OLS. Some derivatives from production function were derived, measuring the efficiency of resource use for local and hybrid seed types and measure the impact of the variety hybrid on the productivity of these resources.. the variables efficiency rations more than one of variety local seed while variety hybrid seed efficiency rations of variables more than one expect fertilizer was less than one . the results showed that the hybrid variety increases total factor productivity by (53.42%).

The foreign direct investment of important phenomena in the contemporary global economy and despite the fact that this phenomenon has emerged since the mid-twentieth century, but it took space important in the global economy during the late twentieth century in terms of the development of capitalism ideas and control over the world after the collapse of the Soviet Union (the camp Socialist) and the emergence of thought of globalization and the control of this thought on most of the world, that these reasons and others have made foreign direct investment turn into a suitable solution to many of the problems of the economies of developing countries have promised him the best for funding loans that are a burden on the pitch, rather than the means the national economy, foreign investment in Iraq mainstay for the development of industrial sectors, agricultural and service and is due to weak financial potential of these sectors, it is better to open foreign direct investment to

Abstract :
The Index Number of consumer Prices is considered to be as one of an important
economic indicators which effects public life of the society. That determine the
pattern of consumption, saving and investment for economic unit (individuals &
companies). So most of central banks are trying through There proceduers
(monetary policy) to control money supply. Therefore, this research is trying to
prove the contribution of narrow and broad money supply in planning and predicting
The Index Number of Consumer Prices, for the period from 2010 to 2013. The
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research was based on assumption which have been proved using standard
quantitative approach, which is:
There is statistically significant relationship between Money Supply and
Index Number of Consumer Prices (according to the Classical Quantity
Theory).
By this research the model of predicting Index Number of consumer Prices
based on cash offers had been constructed. While the explanatory power of the
model is 93% and can be written as following:
Y = 91.54 – 0.1 X1 + 0.72 X2
Where:
Y = The Index Number of Consumer Prices.
X1 = Narrow Money Supply.
X2 = Broad Money Supply.

This study was to shed light on one of the important influences on the funds, namely Are interest rates and bank liquidity direct effect or indirectly in the rebuilding of the investment portfolio of a sample deliberate Iraqi commercial banks in order to diversify their investments and reduce the risk to these banks? ,
For this study were based on the hypothesis that the effect of interest rates (on savings deposits and fixed) and cash flow implications of statistical and moral standard among themselves and between the Iraqi investment portfolio of commercial banks of the study sample.
And it came out of the study group is to reach the most important conclusions to the possibility of developing a scientific basis can be a invoked in the application of economic theories to invest specifically investment portfolios on the Iraqi economy, particularly in the Iraqi commercial banks through a scientific
مجلة

Islamic banking industry has become a reality not only in the Islamic nation, but in
all parts of the world, as is common in most countries, the introduction of that this
economic thought a private nature. These banks have become a reality exceeded
the framework of presence to implement the prospects of interaction, innovation and
deal positively with the developments of the times faced by the world today as the
number of Islamic banks, according to the latest statistics to more than 500 Islamic
bank and financial institutions in different countries of the world. And because of this
development and progress witnessed in the industry to liberation witnessed by
Islamic countries factors and desire Islamic communities seeking convenient banking
alternatives to social, religious and economic realities away from existing
conventional banking systems, and in the context of this importance, the Iraqi Like
other Iraqi financial institutions inches in an environment of Islamic banks Banking
characterized resulting from problems successive events experienced by the country
in recent times and all that was born complex negative effects reflected on the
evolution of the Iraqi Islamic banks so they need more time to overcome this crisis
as the lack of openness to others and the formation of a real companies with Islamic
financial institutions, regional or international Iraqi Islamic banks have made to lag
behind the global behind banks, came this research in an attempt to shed light on
the Iraqi Islamic banks and to identify the most important features of this industry
and accounting standards applicable to highlight the economic role they play in the
economic development process through their holdings of physical and technical
possibilities , as well as highlight the role of observer forensic audit performed by the
internal legitimacy bodies and indicate the role and importance of the Supreme
regulatory bodies legitimacy, which is the resident to perform internal Shariah boards
of Islamic banks through submitted these bodies of legitimacy standards promised
as one of the most important regulatory tools to detect deviations occurring and
correct Errors in the light of the audit and Shariah Islamic Banking Standards, has
reached a researcher on the findings the most important that the Iraqi Islamic banks
need to develop technical and financial instruments in line with the economic and
financial reality and the search for new investment tools to enable them to keep
pace with developments in the industry vital developments as well as the banks Iraqi
Islamic able application issued by the Accounting and Auditing Organization for
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Islamic Financial Institutions accounting standards through the enactment of laws of
the Islamic banking industry and to achieve control and Shariah pleprincis.
Introduction :

Targeted research to examine the relationship between governance and investment risks in the banking system on the grounds that the application of corporate governance leads to the support and safety of the banking system as well as its importance in solving the problems of the control systems in the private commercial banks in Iraq .
The researcher used descriptive analysis questionnaire addressed to advanced staff in the research sample banks (Director, Associate Director) as well as the equations of the current ratios of investment risks in addition to statistical analysis using spss - 17 program.
Concluded Find a lack of statistical significance of the variables belonging impact (investment) represented by the cash credit on the total assets of the monetary credit to total deposits at the independent variables and the proportion of whether overall independent Laze marked by the responsibilities of the Board of Directors and equal treatment for all shareholders categories and the protection of shareholders' rights and the role of the owners risk interests and disclosure and transparency.


The study recommended the following discussion and analysis of the results to answer

That the issue of time series that took used in various fields of science used very
broad terms that the statistical procedures in the analysis of time series and most of
these analyzes became give functions important to estimate as well as other points
are very important in the decision-making in many subjects and it helps to
appropriate some of the mathematical models The statistical problem to be studied,
and there are many time series do not have the stationarty, so researchers have
begun to address this problem and adopted for this purpose, the methods many of
which are the subject of the test unit root, as this test , tests the task being shows
the number of roots equal to the one right that correspond to the number of
necessary differences of the time series in order to turn out to be stationary. The
condition for the stationary for auto-regression is that all the roots of the equation
distinctive located inside the unit circle (Unit Circle), where there are several ways to
test a unit root